can you actually afford to have a baby?

Discussion in 'Home Life & Finances' started by cocoflakes, Aug 6, 2012.

  1. misscrazycooki

    misscrazycooki Well-Known Member

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    That's what i meant too. They capped it so families with loads of children don't receive more than 500 a week of all their benefits x

    20/06/2012 - Elliott born at 12:09 x

    11/02/2011 - Leo born at 11:37 x
     
  2. Froslass

    Froslass Well-Known Member

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    I budget constantly, need to know whats being spent and where etc..

    Its not so much that I "worry" about money at the moment, but I worry about needing to keep a handle on. Like when an unexpected bill comes in Ive got to sit down and go through everything to make sure we can afford to pay for it and other things. I always make sure we've got enough for savings, bills, food, LO etc..

    I just like to keep a good handle on it so that I dont get any nasty surprises. Although they seem to still pop up now and again :roll: lol

    When OH and I first found out i was pregnant we were both worried because we didnt have a house, we still living with parents. We were planning on moving in together but andt starting looking at flats yet. I guess it was worrying because It was the first time id really lived properly on my own, so I did worry the first year yeah.

    Im getting used to it now though :)
     
  3. babyem

    babyem Well-Known Member

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    sorry, my bad x
     
  4. Me, My Girls & I

    Me, My Girls & I Well-Known Member

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    Redbear, as your kids get older, the stress will start! When they need school uniform at £13 a jumper, go thru the toes of their new shoes in a day, if they don't manage to scuff the hell out of them they outgrow them in 4 weeks, its just never ending!
     
  5. Froslass

    Froslass Well-Known Member

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    this is why Im a stickler for saving as much as i can. Im one of five kids and i remember school uniforms costing a bomb for my parents!!
     
  6. Me, My Girls & I

    Me, My Girls & I Well-Known Member

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    It's ridiculous the cost! Especially when you can get plain jumpers for under a 5er !
     
  7. Humesy

    Humesy Well-Known Member

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    My bad too, I didn't realise there was a cap? Although how does that work with the people with 13 kids in the papers who are OPENLY getting 8 bedroom houses and £1000 a week? Or is it recent? Not arguing your point btw, but I'm not sure if tabloids are telling tales or if it's new in??

    And No I don't stress over money either but that doesn't mean i wouldnt if i didnt know when to stop having kids lol, PLUS debts is a huge factor. A lot of people are in debts these days so without those people CAN live comfortably on small amounts. Im not sure what the benefits are for a couple with say two kids ? I mean it cant leave a lot for luxuries like birthday parties for the kids and the latest football kit? it shouldnt obviously but those are the things I want to be able to buy for mine xxx
     
  8. Froslass

    Froslass Well-Known Member

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    My mum was annoyed cause my brothers started high school, she had bought blazers etc then they sold he school for Waterloo road and the boys needed new uniforms for a different school!
     
  9. tinytoes

    tinytoes Well-Known Member

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    You just never know what's around the corner with kids too . Without having savings we would have been in a heap of trouble
     
  10. Humesy

    Humesy Well-Known Member

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    I think this is where kids need decent wellies to actually play in! do they make wellies that are actually ok for them to wear for playing in so their ordinary shoes don't get ruined???

    as for uniforms, lets say "oh i cant wait!!!" lol xx
     
  11. Humesy

    Humesy Well-Known Member

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    Good point!!!!

    Even things like growth spurts, sometimes my little one mightnt grow for 6 months and then all of a sudden he shoots up a size so i buy new stuff and a month later another growth spurt, and yes i know we can ebay for cheap clothes etc but what about shoes? they cost me a fortune (prob another reason i shudnt have a girl lol!!) and i wouldn't put cheap shoes on him as HV advised against altho i personally dont mind buying good shoes but, my point is , what would happen if my disposable income was TINY on benefits and he done this, yes i would stress even thinking about it :roll: xxx
     
  12. Froslass

    Froslass Well-Known Member

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    No meant, they had to go a completely different school. She needed to buy new uniforms altogether. My old high school is now e new set of Waterloo Road (tv programme) she was Annoyed cause blazers and jumpers a must, and cost 80 quid!m
     
  13. Froslass

    Froslass Well-Known Member

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    Sorry about my daft spelling, I've got fat fingers and an iPad!
     
  14. Me, My Girls & I

    Me, My Girls & I Well-Known Member

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    My two find wellies really uncomfy, and they stink to high heaven! But they're living in £6 tesco trainers thru the holidays!
     
  15. tinytoes

    tinytoes Well-Known Member

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    I swear I wake up panicking about money sometimes and oh has a good job ! I can't imagine how it would feel to be relying on a tiny benefit payment :( I would be so worried I don't think I would enjoy my babies as much as I do now
     
  16. tinytoes

    tinytoes Well-Known Member

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    We had major wellie drama today ! She took them off when I wasn't looking and jumped into a pile of muck because the Wellies were "silly "
     
  17. Me, My Girls & I

    Me, My Girls & I Well-Known Member

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    My two don't grow for ages and then tend to go up 2 sizes in a month! Drives me mad! I always assumed as well that cos they were both Nov babies I could pass clothes down, cept I have one tall one and one tiny one and the clothes are always the wrong season!
     
  18. Me, My Girls & I

    Me, My Girls & I Well-Known Member

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    Gah that's the kind of thing ella does all the time!!
     
  19. misscrazycooki

    misscrazycooki Well-Known Member

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    It was last year i saw this in the benefit reforms and the cuts to the country. Can't say if its in total action yet but i think it is.

    As for other poster the benefits i claim are

    In joint claim -
    Job seekers - £220 fortnight
    Tax credit - £111 weekly
    Child benefit - £33 weekly

    If i claim on my own i get £142 a fortnight income support. If that helps people understand what two children and a couple receive x

    20/06/2012 - Elliott born at 12:09 x

    11/02/2011 - Leo born at 11:37 x
     
  20. Happyfeet

    Happyfeet Well-Known Member

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    I have that exact same problem! Both of mine are April babies but the older one is so tall and the younger is a complete titch! She's wearing clothes at 3 1/2 that my eldest wore when she was 18 months old!!

    Can't buy cheap shoes here either, both have wide feet so need Clarks shoes/trainers/wellies/sandals. I once spent £120 on three pairs of the pre walkers shoes for a one year old! Thank goodness I had some money set aside for that little expense lol.
     
    #420 Happyfeet, Aug 14, 2012
    Last edited: Aug 14, 2012

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