I officially declare......baby making now on hold :)

[Applecider]

Just checking in!! Ur doing great don't let moody men get ya down! Look at how much u have achieved already! Wana do a get rid if debt before being a mama thread? Give each other ideas n push each other forwards?? Xx

 

[Kezzamunster]

Afternoon ladies

I hope you are all okily dokily & you've all had good weeks

Well, the straw finally broke the camel's back last night, my OH & I had a massive argument followed by a long, long talk about things & it was probably the best thing that could of happened

As you know because of the Kezzamonica in me, we booked our wedding last year for 2013 & a few things were bought & deposits were put down. I'm not sure why but the last few months I've had this niggling inside about the wedding & all excitement had disappeared & was replaced with worry & dread, not because of marrying Stuart but because of money & everything else that came with it. Also had problems with the OH, the pressure I was under keeping him happy in me settling my debts etc, him always being at work or just out & me being home alone & generally feeling like an unpaid housekeeper!!

Things have taken a dramatic change for the better so here's the plan of action........

My debts will now be settled by the end of the year as we've come to an agreement where the money I would normally pay him will now be used to pay off the debts so has reduced from 12 months to 6 months & any additional overtime at work will also go towards paying them off as well

Our wedding is going to be cancelled & we are going to elope to Turkey next year & get married, just the 2 of us, if the people on our lives genuinely care for us & are happy for us then they will understand. It is costing a huge fraction of the price & it is what we both want. So the bits I've already bought for the wedding will be re-sold & the deposit I get back from the venue will either be used to help pay off the debts or to pay for the wedding in Turkey

Obviously that frees up next year as was originally using it to save for the wedding so we are going to use it to pay off his step dad as the OH borrowed £10k from him to go towards the deposit for the flat so if we work really hard together we can get it paid off in 6-8 months

That means by middle of next year, apart from the mortgage, we owe nothing to no one



I honestly didn't think things would be improving this much, I feel a weight has been lifted off my shoulders & feel unbelievably happy, even people have commented that something is different about me today

Sorry for the long post but I had to shout it out from the roof tops

Thanks for reading
xxxxxxxx

 

[Nurse 26]

aww kezza, thats so nice to read, so glad things are working out.

Turkey sounds like a fab idea, i'm sure that your friends and family will be happy for you. As long as you are both happy thats all that matters does this mean baby making will be brought forward?

 

[Kezzamunster]

Thanks Nurse

It was getting to the point where I was so moody & miserable & getting depressed, I was hating my life

I think your very much spot on my lovely, looks like we can start later part of 2012, beginning of 2013

xxxxx

 

[Kezzamunster]

Here is some pictures of a wedding that took place at the Palm Beach Club in Kalkan

We are going to Kalkan in August so we will go & have a look at the place

xxxx

 

[Nurse 26]

yay for early baby making, aww the pictures look amazing, you will have to update us when you have decided on a place so we can nosey

 

[positivity :)]

ah kezza so glad you have things sorted and even more so, are now feeling happier! xxxx

 

[kedi376]

Woohoo, that's wonderful news, so pleased you got things sorted with OH. You'll be debt free in no time xx

 

[dita_parlo]

Yay Kezza you sound so much happier! I had a similar 'do' with my wedding. We were planning this massive wedding and it just didn't feel right at all, so in the end decided to get married in a registry office with just my parents and bro n sister and then we went to Australia to get a blessing on the beach instead. I always think of the day in Australia as our real wedding day. You have to do whats right for you both at the end of the day, I'm so pleased for you hunny xxx

 

[ScotchEgg]

Fabulous news. I can hear the relief just reading your words.

 

[Kezzamunster]

It's that time again......PAYDAY!!!

June's payment added below:

January 2011
6 debts totalling £11,150

February 2011
2 paid in full totalling £700
Total outstanding £10,450

March 2011
1 paid in full totalling £950
Total outstanding £9,500

April 2011
Debt paid this month £990
Total outstanding 8,510

May 2011
Debt paid this month £500
Total Outstanding £8,010

June 2011
Debt Paid this month £560
Total Outstanding £7,450

xxxx

 

[Kezzamunster]

Thank you all so much for your kind kind words, they really do mean so much to me



If it wasn't for all of you giving me the support & encouragement, I really don't know what I would of done

xxxxxxx

 

[ScotchEgg]

amazing work kezza

 

[Kezzamunster]

Thanks scotchegg

Seeing how much the total outstanding has come down makes me feel so proud

I've also found a new dress for the wedding in turkey, which can be made in a number of colours, I've attached a pic of the dress & colour chat. Also seen the hair style I'll have, I'm blonde so think will look fab with the dress

xxxxx

 

[dita_parlo]

Kezza that dress is GORGEOUS! Very similar to what I had, pleats are so yummy. You'll look like a Turkish Goddess!!!

 

[ScotchEgg]

that's a stunning dress

 

[Kezzamunster]

Thanks girls

I've had an email back from the place in Turkey so have answered all their questions, should receive pricing etc back this afternoon & as we are off to Turkey in August, we are going to arrange a visit to the venue & have a look round

xxxxxx

 

[Cazza]

Hello lovely Kezza!!!

You are doing so well on your way to being debt free!!

I always wished that we had eloped and got married!!!

Good Luck to you hunny xx

 

[DaisyPurple]

Wow you are doing so well x

 

[Kezzamunster]

Thanks Cazza & DP

I had a fab night last night, out for drinks after work then met the OH & went for some food then played pool for a bit & kicked his by 5 games to 3

This morning met by boss by chance so had a couple of coffees, bought my mum a massive bunch of , lilies, peonies, iris's & sunflowers as she's poorly & on antibiotics & penicillin so that cheered her up no end & now in the tattoo shop waiting to get my tattoo finished off, then having lunch with my brother then going to my best friends for a catch up & to see her lil man, Mason then a lovely eve with the OH

Things just feel amazing right now, it's all working out how they should be & going so right at the moment

I'm having to keep the lil niggle in my head at bay, it just keeps saying 'nothing goes right for you & you don't deserve happiness, so will go wrong, just a matter of time'

Pfft you niggle!!!!

xxxxx