I officially declare......baby making now on hold :)

[Kezzamunster]

Oh scotchegg, thank you so much for your kind words, they made me all warm inside

Its been a tough few months with work & things between my OH but touch wood, things are getting back on track & my happiness is reappearing

xxxx

 

[Kezzamunster]

It's that time again......PAYDAY!!!

May's payment added below:

January 2011
6 debts totalling £11,150

February 2011
2 paid in full totalling £700
Total outstanding £10,450

March 2011
1 paid in full totalling £950
Total outstanding £9,500

April 2011
Debt paid this month £990
Total outstanding 8,510

May 2011
Debt paid this month £500
Total Outstanding £8,010

I've now given myself until April 2012 to pay everything, I was leaving myself short the past few months & having to borrow off the OH so that wasn't helping as the borrowing cycle was still there plus we have our holiday booked to so defo feeling much happier with the extra few months I've given myself



xxxx

 

[ScotchEgg]

Good work babes - a big blast to start when it's exciting and now a level you can cope with for the big slog.

Less than a year to go!

You're an inspiration

 

[tinselcat]

You're doing amazingly Kezza!! As Scotch Egg says, you're an inspiration!!!

Go girl!!

 

[Kezzamunster]

Awwwww you girls

Your words mean so much & it's support like this that helps keep me going



xxxxx

 

[DaisyPurple]

you are doing really well Kezza, keep it going

 

[Applecider]

Hey hey hey hun how are uuuuuuuu!! Wow ur debt plan hs great!! It's really comin down! Is baby making still on hold? Xxx

 

[Kezzamunster]

Hey AC

How you diddling honeybun?

Awwwww thanks, even the OH said how proud he was of me last night & I started to well up

I'm not gonna lie & say it's easy cos it isn't, I'm battling with my mind & thoughts every day with the desire to become a mother & being sensible in sorting things first & it is a struggle but feel it's worth it & everyone's kind words keep me going

xxxxxx

 

[Kezzamunster]

you are doing really well Kezza, keep it going

Thanks DP, sorry just seen your post now

Hope your ok



xxxx

 

[Applecider]

Kezza it's so worth it! Ive managed to get rid of mist of my debt except £3000 which is tolerable so I'm trying now! Hopefully I've got 9 months to pay off the rest haha! U should be mega proud of how much uve got rid off. Do ya kno what worked for me? I used to empty my purse very night into a jar no matter what was in it. Notes etc. If I was ever goin to buy something I would say no and put the amount the thing cost in the jar! I left it about 6 months and had just over £600 and paid off one of the smaller debts!

Sooooo what else is new with u? Xx

 

[Kezzamunster]

Morning all
I hope everyone is well & enjoying their short weeks

Well I feel I have hit a low point right now, another argument had with the OH last night about money, as I have said in my previous messages, I've given myself extra months to settle my debt

In his eyes this isn't good enough because I've changed the date again, he now has it in his head I pay next to nothing each month & that I have myself in even more debt

I work extremely hard for my money, am up early every day & even when I finish work it isn't finished as I go home & do everything so eventually sit down between 9-10pm every night & then go to bed late just so I can spend time with him

My money is split between giving him what I need to for half the bills, mortgage, shopping etc, my debts, my travel fare, my phone bill, our holiday & then I still don't have enough to last the month for general day to day bits or to go out or for peoples birthdays etc...............

I'm sorry for the moaning message today but I really am trying to get things sorted & have put everything I want on hold cos it's the right thing to do but today am ready to jack everything in

Rant over now, sorry girls

xxxxxx

 

[kedi376]

Hi Hun

Don't jack it all in, you've been doing so well. Sorry to hear OH has been giving you a hard time. Can you not explain it to him and maybe show him your budget and finances.

Stay strong xx

 

[Kezzamunster]

Hey Kedi

Thanks for replying

I thought things were going so well recently then there's always a blip somewhere that makes everything pfft, mmph & blurgh

Just struggling with everything & starting to get me down again & it's not me, I always put a positive spin on things & it's getting harder & harder to do as each month goes by

I'm sure things will pick up, just a down patch I think

xxxc

 

[DaisyPurple]

Keep on going sweetie, don't give up, I understand how you must be feeling, it's frustrating isn't it? But just keep thinking of the end result, and when you will be debt free, you really won't believe the difference it will make to your wellbeing, and all this stress will just disappear, I am speaking from experience when I say this, as for your OH, could you sit him down and get him to help you with this, explain to him that you need more help at home and you are under a lot of pressure right now, big hugs xxx

 

[Kezzamunster]

Thanks for your kind words DP

I feel a lil better today as I've been doing slimfast for the past month & weighed myself, I've been incredibly good & it's paid off......I lost a stone

xxx

 

[kedi376]

WOW a stone in a month!!! That's amazing!! You must be starving lol. Congratulations, well done you!!!

xxx

 

[positivity :)]

aw kezza, so sorry to hear ur having a bit of a poop time

i just came to look u up as ninja kitty and i were speaking about you in my 'what are you looking forward to buying' thread as we both remembered u had done a great list!!

i really hope ur OK, and congrats on the stone, that is amazing!!! xxxx

 

[Kezzamunster]

WOW a stone in a month!!! That's amazing!! You must be starving lol. Congratulations, well done you!!!

xxx

Sorry just replying back

Hehehe that's what my OH says, he finds it strange how I can prepare all his food & not cave in & eat it up myself

xxx

 

[Kezzamunster]

aw kezza, so sorry to hear ur having a bit of a poop time

i just came to look u up as ninja kitty and i were speaking about you in my 'what are you looking forward to buying' thread as we both remembered u had done a great list!!

i really hope ur OK, and congrats on the stone, that is amazing!!! xxxx

Hey Pos

How are you my lovely? Sorry to hear about your recent hospital visits, you poor thing Are you all better now?

Thanks for your thoughts, means a lot

Well it's Monday so another new week & hope it's a better one, on the brighter side it's one week closer to my holiday

That's what's keeping me going at the mo, gonna make sure it's the best holiday ever cos the long slog with the debts begin when we come back so we are going to take as much spending money as we can & just have a blast

I've just got back into my running & the OH came with me to & once back from holiday there is a boxing club that I'm gonna join up to, not gonna be doing the fighting just everything else they do. I did a boxercise class before & found was a fab way to get rid of all the negative energy & stresses of the day

xxxx

 

[positivity :)]

aw kezza

i'm feeling a lot better thank you. so nice to see u on here!

boxcersize is an excellent idea. my OH used to be an amateur boxer and still does it for fun at the gym 3 times a week now, he used to be a right pain in the backside (not that you are) but the boxing makes him so much calmer and stress free. best of luck sweetie and enjoy your holiday.

xxxxx