I am only 24 and I have never had a smear, apperantly I am not entitled to one until I am 25 years old, well not long to go until November....
I have had a internal by the ladt doctor, so I suppose it's just the same poking and scrapping up there lol I used to be well worried and when I went for my internal, the doctor relaxed me and explained everything, so it don't bother...
Good Luck and try not to be too nervous, you will be ok
Donna xx