Home Insurance

Discussion in 'The Lounge' started by Lou, Nov 26, 2007.

  1. Lou

    Lou Well-Known Member

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    Ok so this thread must be one of the most boringest rubbish threads ever but I just wanted to know who you have buildings and contents insurance with? We've just switched our mortgage and I've just taken out a new policy with Tesco online and it was only £24.80 a month including acidental damage.

    :bored: Who do you insure with?
     
  2. mary70

    mary70 Well-Known Member

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    Think ours is with quick fit £19.98 a months i always co on confused .com
     
  3. jenna

    jenna Well-Known Member

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    sainsburys think its £5 a month or something daft :)
     
  4. laura-82

    laura-82 Well-Known Member

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    Ours is with Barclays, its £24.00 ish- so about the same as you
     
  5. mummykay

    mummykay Well-Known Member

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    more than - £13.26 a mth
     
  6. Lou

    Lou Well-Known Member

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    So its looking like they are all about the same give or take a few pounds. Thats good because I didnt really have a clue before I started shopping around. I got online quotes from all the major insurers and tesco were the cheapest I could find. More than had a deal where you get the 3rd year free if you don't make claim. But with buildings and contents and accidental damage it came to over £30 a month.

    I'm thinking I've done an ok deal :)

    cheers peeps :wink:
     
  7. Gem & Leland

    Gem & Leland Well-Known Member

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    more then , 17ish for just contents :shock: bloody london :evil:
     
  8. Lou

    Lou Well-Known Member

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    We are right on the edge. My mum and dad are in Raynes Park / Wimbledon and theres is alot higher because of their postcode.

    We are classed as Surrey.
     
  9. leckershell

    leckershell Well-Known Member

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    £17 from Endsleigh. We had to have uber cover because of Nat's guitars.. :|
     
  10. kellie80

    kellie80 Well-Known Member

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    Ours is £11 a month with bradford and bingly and its quite good cover too :D
     
  11. Lou

    Lou Well-Known Member

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    Why does he smash them up after a gig and trash your furniture? Rock n roll :wall:

    Here I just had a thought, you know that advert on TV for car insurance and the woman picks her son up in her car and she says "today I renewed our car insurance.....online" and then she has a really smug cocky look on her face? ....I'm going to pull that same face later when Jed comes home and I tell him I ordered new home insurance.....online.

    :rotfl: Its really tickled me. Maybe you have to be here........ :oops:
     
  12. Emma58

    Emma58 Well-Known Member

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    For buildings and contents £29 through Halifax home insurance.

    Think we're being ripped off after seeing other peoples premiums.
     
  13. NIE

    NIE Well-Known Member

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    We used to insure with Tesco as hubby got a 10% discount with them for being staff, but when their quote came in the post we were shocked.

    We have never claimed and have been with them for 4 years and they still gave us a ridiculous quote. It was the same for our car insurance.

    I went on line and checked what other places had to offer for both car and home insurance and we ended up going with Churchill and admiral. Both companies saved us over £160 per year between them and we got much better cover. xxx
     
  14. Lou

    Lou Well-Known Member

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    Its like anything though I suppose with new customers getting the best deals. I will still shop around when we renew our mortgage again. Churchills for us were the most expensive for buildings and contents insurance with accidental cover.
     
  15. NIE

    NIE Well-Known Member

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    I agree, new customers do seem to get the best deals. Best to shop around each time. It might be a bit of a pain, but not when it comes to saving money. xxx
     
  16. leckershell

    leckershell Well-Known Member

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    [​IMG]

    No, they're just the only things worth anything in our house LOL He's predominantly a drummer, but his drumkit is kept in a lockup.
     
  17. Bee

    Bee Well-Known Member

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    repost sorry!
     
  18. Bee

    Bee Well-Known Member

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    Direct Line for me - not sure how much £8-10 or something like that
     
  19. kalia

    kalia Well-Known Member

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    This might be the sort of thing everyone but me knew, but we recently got our insurance stuff through again and I noticed it said we weren't covered if we'd left a key in the lock. Our back door has 2 locks, a yale and a normal one, and there is no way at all of seeing in so we always kept the key in the door - afterall we have to let the cat out unpteen times a day! We've taken the key out now but I thought I might pass that on.
     
  20. paradysso

    paradysso Well-Known Member

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    wow some of your insurance is sooo cheap!!!! how much excess do u have to pay and stuff, mine is about 30 a month too for buildings and contents.

    as we live in a new build which are meant to be cheaper as there cheap to rebuild, and our contents is 15k value

    our excess is £100, and we have accidental damage.

    i used confused and it was cheapest, how u get for 8 - 15 a month :cry:
     

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