I agree with Christina, debt consolidation companies are complete useless tw*ts! I was in bad debt, and completely wrecked my credit rating, and I couldn't get a loan unless I went with a company like provident and I'd decided I would suffer because that would have got me into more trouble.
I was contacted by a company called Kensington Finance who told me I wasn't in enough debt to qualify for an IVA and I was refused for a consolidation loan, but they said they would contact all my creditors for me and if I paid £125 a month they would split that between them all and by law my creditors wouldn't be able to contact me blah blah blah. Sounded perfect as I'd been paying about £450 a month on a part time wage of £600 so I went along with it.
My creditors didn't stop hassling me, I was paying the £125 a month which Kensington were dividing between them all, but it wasn't making the minimum payments so I was being charged by each of them every month..hence my debt went up not down! Kenisington wasn't helping no matter how many times I phoned, was supposed to have my own advisor but never spoke to the same person twice.
In the end my OH had to use his savings to pay most of them off otherwise I would have been in serious trouble.
Still paying off one debt, which started off as a grand 18 months ago, got it down to about £300, then because Kensington weren't making the minimum payments with my money the charges built up and the debt went back to £700. Definately try CAB..I wish I did!