Emotions Emotions Emotions

[Candygirl]

ive been really emotional over the last week or 2.
I keep stressing myself out about money and how we are going to cope without my salary.
I spoke to one of my credit card companies today and they refused to reduce my payments - that sent me into another panick attack.
I know things have a way of sorting themselves out, but I keep worrying about it.

Anyone in the same boat??

 

[Jen & Her Men]

I know how you feel.
I have had sleepless nights worrying about how we are gonna cope cos we rely on one business for both of our salaries and sometimes i feel like we are putting all of our eggs in one basket. I still havent sold my house i had when i was single so paying out for the mortgage for that every month and now a baby on the way!
I too called my Credit card companies to explain I was about to be a mum and if I could reduce payments and apparently because im such a good customer (i.e. pay all my payments on time) then there is nothing they can do!!! Its only if Im a crap customer who misses payments that they can help me!
Its no wonder that our economy is going so downhill when the only way I could get help is by defaulting on a few payments!!It doesnt make any sense to me. Stupid finance companies.

 

[DebbieM]

I'm not in the same boat but just wanted to give you some of these..

Try not to worry. Things have a funny way of working out in the end.

 

[Babylicious]

I had a mega stress about the dog and rehomed her

 

[debecca]

Aw to all of you.

Babylicious - that was a very brave and difficult decision - how are you feeling? Will you be able to visit her?

 

[Candygirl]

I too called my Credit card companies to explain I was about to be a mum and if I could reduce payments and apparently because im such a good customer (i.e. pay all my payments on time) then there is nothing they can do!!! Its only if Im a crap customer who misses payments that they can help me!

Yep, same scenario for me...
Thing is if they do agree to a payment plan, it affects your credit rating as they default you, and if you miss payments they default you...so its a no win situation. Think I will have to rob Peter to pay Paul. Gonna have to pay a lot into one card, then draw money to pay the others...
I know it will work out, cos it always does, just cant help it playing on my mind - ALL THE TIME. Im a nervous wreck!!
Poor hubby doesnt know what to do with himself. He feels responsible and keeps saying he will just get another job but thats also not fair on him. Will probably have to go back to work after 4 months

Thanks girls, for your advice and replies

 

[GBLiz]

im in same boat as me and OH will both have to give up what we do now and start a business...

knowing that new businesses sometimes take a couple of years or more to make a profit, its pretty scarey...and meanwhile we have debts and mortages to pay...

but, just gotta do what we can and hope everything will be ok

 

[Babylicious]

Aw to all of you.

Babylicious - that was a very brave and difficult decision - how are you feeling? Will you be able to visit her?

Yeah I'm feeling ok, they can offer her more than we can, Seans very upset about it and asked me to reconsider last night, but I know I've done the right thing by all of us. yes we can visit her I think we'll just go the once maybe next week and then leave it be as it will be distressing for harley.