Morning ladies, i value your opinion and would like to know what you would do in my situation...
At the moment i live in a 2 bed semi, it's a nice modern house but pretty tiny and i have no room for anything!
As it's in a really nice, expensive area we have a shared ownership on the house where we own 50%. So we have a mortgage for the 50% and pay rent to the housing association.
The house is small but convenient for work and in a good area (however i believe the house has an "expiry date" as we would have to move when looking to have our 2nd child anyway).
I love looking at houses for sale on the net and saw a fab one a few months ago.
DH and i went to look at it and totally fell in love with it. It's a 3/4 bed victorian house with bay windows and a kitchen to die for!
Only draw back is although the street is nice the nearby town is a bit dodgy .
If we bought the big house the mortgage would roughly be the same as what we are paying now (mortgage and rent).
We wouldn't have that much spare cash tho as we would have to buy a 2nd car so we could commute to work.
We don't have any kids yet and are ttc our first.
So my question is this:
Would you stay in the nice small house in the perfect location?
Or move to the dream house in the not so nice area?
At the moment i live in a 2 bed semi, it's a nice modern house but pretty tiny and i have no room for anything!
As it's in a really nice, expensive area we have a shared ownership on the house where we own 50%. So we have a mortgage for the 50% and pay rent to the housing association.
The house is small but convenient for work and in a good area (however i believe the house has an "expiry date" as we would have to move when looking to have our 2nd child anyway).
I love looking at houses for sale on the net and saw a fab one a few months ago.
DH and i went to look at it and totally fell in love with it. It's a 3/4 bed victorian house with bay windows and a kitchen to die for!
Only draw back is although the street is nice the nearby town is a bit dodgy .
If we bought the big house the mortgage would roughly be the same as what we are paying now (mortgage and rent).
We wouldn't have that much spare cash tho as we would have to buy a 2nd car so we could commute to work.
We don't have any kids yet and are ttc our first.
So my question is this:
Would you stay in the nice small house in the perfect location?
Or move to the dream house in the not so nice area?