I'm sooo annoyed !!!!

[reillybaby1987]

Thinking I had a wee bit extra money in the bank I started looking on ebay for xmas presents, then thought I better check my bank first only to find out that the fucking arseholes have taken £90 off me for unarranged overdraft fee's, now i'm not working and only get like £56 pound a week so now they have left me with like £30 to live off all next week, why give me an overdraft if they are just gonna charge me for it......SERIOUSLY!!!

sorry ladies rant over xxx

 

[misscrazycooki]

are you will halifax?
The charges are stupid on the overdrafts I had to put one on as social messed up our claim for the hundreth time. So I'm still in it lol but I will hopefully clear it and not use it after christmas thats my plan. I have mine at £100 and its £1 a day which I think is harsh and £5 a day on unarranged x

 

[reillybaby1987]

I'm with the bank of scotland and I have a £200 overdraft but they charge like £5 a day that you go into it, its ridiculous, its there to be used so why charge me for using it doesn't make any sense x

 

[misscrazycooki]

yeah its their way of making money as you don't get anything for free. only thing you could do is ring up and get a crisis loan saying you have had bank charges x

 

[reillybaby1987]

hmmm yeah that could be an idea, but then do you not have to pay a crisis loan back as well? x

 

[jomc]

is it the first time with them uv gone overdrawn? if so, if u ring them and complain and say it was human error uv nev4er done it before, they may reduce it to an admin fee. You usually get one grace overdraft. Give it a try!

 

[misscrazycooki]

yeah you do but its small amounts a week of your benefit. It depends what you would rather do use overdraft and pay back charges as well or just pay back the amount you borrowed interest free? x

I can't get crisis loans as my partner had all of his before I met him so all in all we owe them 1250 still so I'd rather use my overdraft x

 

[Lilelephant]

Ring up and cry I did that once and the nice man took all the charges off he he x

 

[reillybaby1987]

i'm gonna go in tomorrow after the hospital and see what they say xx