Anyone with an ISA?

[NIE]

I have decided to open a savings account and decided on an ISA but my friend told me that I don't get a card or a bank book with this type of account. Is this true? and if it is how can you access your money easily.

 

[pilkers]

ISA's can be different. Some you need to give notice on to get your cash out...something like 90 days but you can have instant access ones too...but you don't get a card...it's just a book as far as I know. That's all I have for mine.

 

[budge]

I have decided to open a savings account and decided on an ISA but my friend told me that I don't get a card or a bank book with this type of account. Is this true? and if it is how can you access your money easily.

i have one. you pay what you want to it per month - say 50 quid and it builds up or goes down - whatever the shares are like.

to get your money you can access it online and then send off for a cheque. It all takes about 7 working days to get your check.
It may take a few years for you to build up a decent amount of money.

We have one which we have paid into for over 10 years now. We just pay into it monthly and let it build up.

 

[hennaly]

I have an ISA account and i do have a book for it but i like the idea that i cant get the money out easily as i now have a fair bit in there i havnt touched.

 

[Bee]

I have an ISA with Egg but its online so I don't have a book or card

 

[Dinski]

You have a capped limit of how much can be paid into an ISA yearly depending on whether it is cash or stocks/shares ISA (I think it is something like £7,200 but quite a bit). The best thing is that you don't get taxed on it which is fantastic.

Try looking at one of the comparison sites to see which one would suit you better