This two tier system gets on my wick.
Get this...here in Ireland, I pay my health insurance. When Naomi was born, I opted for private care. That was a blessing because I had very high BP and pre eclampsia and ended up being hospitalised for about a month beforehand. HUGE bills and a private room all of which were covered by my insurance. The only thing it doesn't cover is the consultant's fee which is HUGE if you are a private patient. At that time it was 1200, 300 of which the insurance paid us back.
THIS time around, well, everyone is feeling the pinch at the moment. My consultant's fees have gone up to 2500. We can't afford that. So I decided to opt for public care, for which there are no fees. HOWEVER if I opt for public care I will have a public room for my confinement. The hospital policy will not allow me to opt for a private room. What is the point of paying health insurance?
PLUS with private care you have a scan with every visit, and you see the consultant you paid. With public care you are allowed TWO scans max the entire pregnancy unless there is a problem.
We are going public this time, and we will opt for a private scan in the centre for fetal medicine in Dublin, which will cost us 250, which is a tenth of the consultant's fees.
I don't know. It just doesn't seem very logical. I'm not moaning mind, but after the last pregnancy I'd like a little peace of mind, and two scans won't do it for me. And it would be nice to be able to choose what room you have, if you are paying health insurance.
What do you gals think?
Sue