I'm up for it, but scared...

get as cheap as possible then buy the things you actually want 1 by 1. Thats how we did it. :)
 
I moved into my first unfurnished flat when I was 16 and on an income of £28 a week - I accepted anything second hand that anyone wanted to give me :D

Gradually over the years I replaced it all, Ikea was a godsend when it came along, but had ebay been there I may have been even better off :D also Argos sales, ask for birthday presents/Christmas presents.
 

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