i'm in a pickle coz of pesky car tax :(

[trixipaws]

i simply dont hav enough money this month!
this is what i gotta fork out for:
£325.00 my share of mortgage & council tax
£130.71 loan repayment
£36.80 car insurance
£12.30 cats insurance
£14.00 ISA saving payment
£34.00 dentist payment
£175.00 car tax

total is £649.06 and i earn £932.16 a month, leaving me with only £204.36, which would be ok, but we have a £199 gas bill and a £98 electric bill, plus i need petrol and food! what the f*** am i gonna do?!

 

[Nic'n'Keeley]

could you ask someone to borrow the money...?
i know how you feel hun i never have any money

 

[Tangerinedream]

Is that tax amount for 12 months? You could try to get 6 months tax which at least halves your extra expence for now. If you have a mini isa maybe you dip into that for once. I sometimes borrow from mine

 

[budge]

i simply dont hav enough money this month!
this is what i gotta fork out for:
£325.00 my share of mortgage & council tax
£130.71 loan repayment
£36.80 car insurance
£12.30 cats insurance
£14.00 ISA saving payment
£34.00 dentist payment
£175.00 car tax

total is £649.06 and i earn £932.16 a month, leaving me with only £204.36, which would be ok, but we have a £199 gas bill and a £98 electric bill, plus i need petrol and food! what the f*** am i gonna do?!

looks a bit like my typical month
can't you get 6 months car tax this month trixipaws? could that be easier?

 

[oldermum]

Get an overdraft

 

[trixipaws]

thanx 4 ur advice guys, i think i'll hav 2 go for the 6-month car tax, i might regret it in september when i'm on SMP and need to buy it again! but i guess i'v no choice.
i cant get any more overdraft its already £100 and they wont extend it coz i was once so bad with it when it was £1500 and i always went unauthorised thats why i got a loan to sort myself out.
i cant borrow coz i already owe my parents £85 (they'll hav 2 wait!)
and i already dipped into my ISA (its got 48p in it!)
i'm so rubbish with money!
i guess i'll get the 6-month car tax, but it'll still be a struggle. oh yes, its my sisters birthday too!
i'm at that annoying place in society where i'm "too rich" for benefits to help me but too poor to get along easily.
how am i gonna afford a baby?! i'm stressed now

 

[*saulino*]

Hi

aww hun i think alot of us are having money trouble at the moment i hope your able to catch up soon its so tough
Katrina

 

[Hellokitty]

and i already dipped into my ISA (its got 48p in it!)
i'm so rubbish with money!

Sounds familiar...

But I am sooo much richer than you...I have £11.22 in my ISA!