Hi the enmormity of this has just hit me. How do you cope??? I am the main wage earner and was planning to take nine months maternity. now I dont think I can I just dont think we will be able to cope, we have done all the usual things changed our mortgage down graded the car, reduced our monthly outgoings (got rid of all luxurys) and yet I still think we wont be able to cope. My partners wage will cover all bills but will leave us no living expenses ie shopping money etc. I know we will get child tax credit and child benefit but it wont be alot as they say we earn to much as a joint couple but with me out of work we would bring home substantally less. more then half as a joint couple ! I am really beginning to worry I been in constant tears, and it seems every bit of money we save to cover the three months of no pay somthing comes out of the woodwork (ie my travel card is not fully refundable so I would still owe my compay £500 after the refund on the ticket) Its stressing me and putting alot of pressure on my partner but I am scared we just wont cope How does everyone else cope, does it all click into place or do you go back to work earlier my working day at the moment is 7 til 7 including commuting, I worry if I go back to early i will miss those special moments in our babies life.